Index Fund
A fund that replicates a market index (like the S&P 500) instead of trying to beat it. Low fees, instant diversification, and long-run performance that beats most active managers.
Expense Ratio (TER)
The annual percentage a fund charges. 0.07% (CSPX) vs 1.5% (an active fund) sounds tiny — over 30 years it equals tens of percent of your final balance.
Category
Investment Products
Hebrew
דמי ניהול (TER)
English
Expense Ratio (TER)
Worked example: Example: ₪500k in a 1.5% fund = ₪7,500/yr. In a 0.07% index fund = just ₪350.
Related terms
Pension Management Fees
The annual percent charged on your pension balance. Every 0.1% saved over a 30-year career is worth tens of thousands of shekels. Negotiable — and worth negotiating.
All terms in this category
Index FundETF (Exchange-Traded Fund)Irish UCITS ETFMutual FundBondDividendAccumulating ETFModel PortfolioRebalancingEmergency Fund
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