Safe Withdrawal Rate (SWR)
The annual percent you can withdraw in retirement with low depletion risk. The 4% rule is the classic; longer retirements use 3.25%-3.5%.
FI Number
The capital that lets you live off portfolio returns permanently: annual spending ÷ withdrawal rate. ₪40,000/yr ÷ 4% = ₪1M.
Category
Indices & Metrics
Hebrew
מספר החופש (FI Number)
English
FI Number
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Related terms
Savings Rate
The share of income you keep. The strongest lever on time-to-freedom: going from 10% to 30% cuts a decade or more off your working life.
All terms in this category
Sequence-of-Returns Risk (SORR)Safe Withdrawal Rate (SWR)Savings RateNet WorthDrawdownSharpe RatioMarket CapitalizationFee Drag
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